Less Than Perfect Credit
First Republic Mortgage Corporation offers excellent loan programs for people with less than perfect credit. We understand sometimes people encounter financial problems. Unlike other companies, we don't penalize a person by charging higher interest rates & excessive points and fees who is already facing financial difficulty. We offer solutions to help you return to financial stability. You will find that our rates and fees are much lower than our competitors. In most cases we can save you thousands of dollars in fees and give you a lower interest rate. You can finance up to 90% loan to value for a purchase or a refinance. Listed below are some common problems we can finance.
- 100% Stated income loans with a 640 mid score
- 100% Full Doc income loans with a 600 mid score
- Loan amounts up to $750,000 with only a 580 score
- 90% LTV with easy doc (6 months personal or 12 months business bank statements)
- "C" credit up to 85%…"B" credit up to 90%
- Rolling 30 & 60 day lates allowed
- 95% CLTV on investment properties
- Aggressive credit blending
- No seasoning required on down payment
If you fall under any of these categories, please call our toll free number at 800-266-2109 and speak to one of our representatives about your situation. START SAVING TODAY!!
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